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  A personal loan is the need of the generation. Having a personal loan proves to be beneficial in ways more than one. It not only covers you in the time of crisis but also provides you with a sense of security when the other options are close. Moreover, it is very important to have preliminary information before you actually apply for a loan. Most of the time, personal loans are known to carry hidden terms and conditions that are inclined towards the financial institutions. However, there are a few things that need to be looked after before you opt for a personal loan: Personal loan eligibility Having a check on your eligibility is the first and the foremost thing that needs to be looked after. Listed below are certain eligibility criteria that you need to follow: Age limit: 21-65 years. Net Monthly Income - For business owners, they need to present their IT returns over a period of two years that represent profits.   For employees who are salaried, they need

  Buying an air conditioner can prove to be a mammoth task at times. However, considering the fact that festivities are around the corner, now could be the best time to buy an air conditioner for your home, office, or commercial spaces.  While there is more understanding than one reason as to why we need to have air conditioners around our home and workspaces, choosing the right one are more significant. Considering the fact that there are several types of air conditioners that serve different purposes, let’s have a look at this comprehensive guide to help you out with selecting the best air conditioner for your different uses. N Tips to Buy the Best Air Conditioner Select the Air Conditioners that have better energy efficiency. It is no secret that air conditioners add on to the total electricity bill every month. The more it is used, the more electricity it adds.    However, the innovation and advancements of technology has added to improved and cost-effective ways of u