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Showing posts from June, 2021

NIHAR NATURAL OIL: NATURE’S SECRET TO HEALTHY HAIR

Did you know that coconut oil is the only oil that goes 10 layers deep? Coconut oil has been used in households across India for centuries. Ayurveda, one of the oldest schools of medicine in the world, lists coconut as an important ingredient in the form of milk, flesh, water, and oil. There are multiple benefits of using coconut oil. Coconut oil can be used for cooking, as a moisturizer for skin, as well as hair oil for strong hair.  Apart from India, coconut oil is a highly used commodity in other parts of Asia, South America, and Polynesia. This article lists coconut oil’s benefits for hair .  Benefits of Using Coconut Hair Oil  The benefits of using coconut oil are multifold. Firstly, coconut oil increases the overall health of your scalp and hair. It is absorbed into the hair easily and thus helps in the rejuvenation of hair. It helps to repair split ends and also dullness and dryness of the hair. Secondly, coconut oil also acts as an excellent agent of protection against fu

5 types of loans you need to know about that can help your Small Business

  As an Entrepreneur, you may have needed money at any point during the lifespan of your company. One of the most difficult problems an entrepreneur encounters when launching a new business is raising funding. How to get a small business loan ? How to apply for a small business loan ? What are the types of business loans for small businesses ? These are the concerns that keep business owners awake at night.    It is necessary to contact and obtain the necessary finances for the business to run without any hiccups. Banks are among the main supporters of startups in India, alongside investor’s capitalists and venture capital firms. Thousands of entrepreneurs receive money from them each year.   In this article, we'll look at the best small business loans for Indian entrepreneurs from banks for various uses.   You should also be aware of the benefits and drawbacks of each funding method. Calculating the number of funds needed, using those funds, projecting the corporatio

Things to know before issuing a loan from NBFC in India

  Small and medium enterprises (SMEs) are the significant contributors responsible for a massive chunk of India’s GDP. If you are operating an SME or starting your business, arranging money for smooth operations must not face a downfall.    After the covid-19 outbreak, SMEs suffered a lot. People lost their jobs due to a lack of funds in SMEs. At that time, the non-banking financial companies (NBFC’s) came to the rescue with SME loans for new business.   NBFC’s have always supported enterprises for a long time and provide the best SME loans for new business in India. Now, if you are going to issue an SME loan in India, you must familiarise yourself with a few things, first: Loan to value ratio: LTV or loan to value ratio is determined by the loan to be issued by NBFC upon the value of collateral submitted as security. It’s immensely crucial to calculate LTV, not just for the lender but also for the borrower. The ideal LTV ratio is around 80%. It is the highes