Posts

Showing posts from January, 2021

How do I choose an air conditioner for my home?

  Air conditioners are no longer part of the luxury lifestyle, it has become a necessity over the past years. With ozone layer depletion, sun rays are causing immense heat, and tolerating humidity and warmth is impossible during summers without an air conditioner.  In this piece, you will find everything that is required to know before buying the best AC for your home .  Types of AC's Window Air Conditioners These cooling machines are large as it has to incorporate every single thing into one system. This also leads to fewer problems for consumers and is considerably cheaper than its counterparts. Windows AC's are also known as monoblocks because of their size.  To brace a window AC onto a wall, you will need a wall that is ideally 9-12 inches thick. A thin wall will require extra support structure or better fit it onto some thick wall. Pros It is a budget-friendly variant. Window AC's are installed easily. It follows a monoblock design Cons It requires a thick and sturdy w

What are Balanced Funds in Mutual Funds?

A balanced mutual fund is a single portfolio that offers an amalgamation of stock component, bond component, and money market component. Typically, this mutual fund is a combination of both equity and debt segments in a certain ratio.  This mutual fund is steered towards investors looking for both income and protection with moderate capital appreciation.  Overview of Tata Balanced Fund The Tata Group has launched a tata equity hybrid fund that seeks both steady income and growth opportunities through a mix of investments in equity, debt, and arbitrage segments.  It predominantly invests in equity related instruments with debt and other money market instruments. The known equity to debt ratio in this scheme is 70 to 30. Investors interested in income generation for medium to long term with mid-risk can invest in this tata balanced fund monthly dividend .  Let’s understand the benefit of a balanced mutual fund in detail.  Advantages of Balanced Mutual Funds Risk Mitigation Investing in