arundhatis

 It is a bold assertion to make, saying that how bright one’s future is, is a function of how much that individual understands about investing and investments. No matter how successful one gets, there is always the realization that you can not always hold liquid cash, and it would be a smart choice to start making investments that would pay in the future. Many come to this realization and start learning whatever they can about investments and investing. This is a good thing. This read is aimed at addressing four concepts that potential investors might want to know about. These concepts are ·        Mutual funds ·        Hybrid funds ·        Equity funds ·        Dynamic asset allocation fund   Mutual funds Mutual funds are concepts in finance that contain a value from different investors that include a portfolio of stocks, bonds, and other ass...

Did you know that coconut oil is the only oil that goes 10 layers deep? Coconut oil has been used in households across India for centuries. Ayurveda, one of the oldest schools of medicine in the world, lists coconut as an important ingredient in the form of milk, flesh, water, and oil. There are multiple benefits of using coconut oil. Coconut oil can be used for cooking, as a moisturizer for skin, as well as hair oil for strong hair.  Apart from India, coconut oil is a highly used commodity in other parts of Asia, South America, and Polynesia. This article lists coconut oil’s benefits for hair .  Benefits of Using Coconut Hair Oil  The benefits of using coconut oil are multifold. Firstly, coconut oil increases the overall health of your scalp and hair. It is absorbed into the hair easily and thus helps in the rejuvenation of hair. It helps to repair split ends and also dullness and dryness of the hair. Secondly, coconut oil also acts as an excellent agent of protect...

  As an Entrepreneur, you may have needed money at any point during the lifespan of your company. One of the most difficult problems an entrepreneur encounters when launching a new business is raising funding. How to get a small business loan ? How to apply for a small business loan ? What are the types of business loans for small businesses ? These are the concerns that keep business owners awake at night.    It is necessary to contact and obtain the necessary finances for the business to run without any hiccups. Banks are among the main supporters of startups in India, alongside investor’s capitalists and venture capital firms. Thousands of entrepreneurs receive money from them each year.   In this article, we'll look at the best small business loans for Indian entrepreneurs from banks for various uses.   You should also be aware of the benefits and drawbacks of each funding method. Calculating the number of funds needed, using those funds, proje...

  Small and medium enterprises (SMEs) are the significant contributors responsible for a massive chunk of India’s GDP. If you are operating an SME or starting your business, arranging money for smooth operations must not face a downfall.    After the covid-19 outbreak, SMEs suffered a lot. People lost their jobs due to a lack of funds in SMEs. At that time, the non-banking financial companies (NBFC’s) came to the rescue with SME loans for new business.   NBFC’s have always supported enterprises for a long time and provide the best SME loans for new business in India. Now, if you are going to issue an SME loan in India, you must familiarise yourself with a few things, first: Loan to value ratio: LTV or loan to value ratio is determined by the loan to be issued by NBFC upon the value of collateral submitted as security. It’s immensely crucial to calculate LTV, not just for the lender but also for the borrower. The ideal LTV ratio is around 80...

  For any business, money is instrumental in making it successful. The capital required for a successful business can be obtained by various means, including venture capital and also loans. SME loans for new businesses and business loans have become very popular these days.   What Are Business Loans And SME Loans? Business loans are the loans that are mostly given for a shorter period of time. They can be used to finance specific needs of the entrepreneurs, like launching products to expand the business or to buy any equipment, etc. If someone establishes a good history of credit while using business loans, it can help the person with future loans. SME loans aim at helping small and medium businesses so that they can expand. It can also finance the daily operations of these businesses. It is seen that SME loans for new business in India have been used to hire fresh talent apart from marketing purposes.   Documentation Required For Issuing Business Loans Do...

People commonly take a personal loan for different reasons . Small personal loans are readily available on the online platforms of banks and NBFCs. As these loans are of medium capitals and you can get them at low-interest rates. However, checking the personal loan eligibility criteria is the primary task you should do. Moreover, you should also check the personal loan interest rates. Here is how and where you can get them:   Application Procedure of Personal Loans The basic procedure of online loan applications remains the same. You need to check certain things while applying for one online. All the details are mentioned below: The capital: The loan capital varies from one organization to another. You should check whether the bank or NBFC can provide you with the amount you need. The interest rate: The interest rate on personal loans online for each organization remains unique. However, both banks and NBFCs maintain a range. It varies between15.5% to 30% for the bank...

  Air conditioners are no longer part of the luxury lifestyle, it has become a necessity over the past years. With ozone layer depletion, sun rays are causing immense heat, and tolerating humidity and warmth is impossible during summers without an air conditioner.  In this piece, you will find everything that is required to know before buying the best AC for your home .  Types of AC's Window Air Conditioners These cooling machines are large as it has to incorporate every single thing into one system. This also leads to fewer problems for consumers and is considerably cheaper than its counterparts. Windows AC's are also known as monoblocks because of their size.  To brace a window AC onto a wall, you will need a wall that is ideally 9-12 inches thick. A thin wall will require extra support structure or better fit it onto some thick wall. Pros It is a budget-friendly variant. Window AC's are installed easily. It follows a monoblock design Cons It requires a thick and s...